Personal Checking Accounts
Basic Checking
Basic checking is designed for people who write few checks and prefer
to do their banking transactions through our ATM or debit card. The minimum
opening deposit is $25.00. This account does not earn interest.
- No minimum balance required
- Free Debit Card
- Free Check Imaging
- Free 24-hour bank-by-phone service
- Unlimited ATM Transactions on HCB ATM Machines
- Unlimited Debit Card Transactions
- No Annual Fee VISA/Mastercard, Subject to Credit Approval
Fees: $3.00 per month (includes first 10 checks per month, 50 cents per check for all over 10)
Top ^
Traditional Checking
Traditional Checking is designed for people who want unlimited check writing
flexibility at a low cost. This account does not earn interest.
- The minimum opening deposit is $100.00
- Free Debit Card
- Free Check imaging
- Free 24-hour bank-by-phone service
- Unlimited ATM transactions on HCB ATM machines
- Unlimited debit card transactions
- No annual fee VISA/Mastercard, subject to credit approval
Fees: Monthly service charge of $6.00 waived by: $100.00 minimum daily balance in Traditional Checking or Direct Deposit.
Top ^
Student Checking
Student checking is the Traditional Checking Account with the monthly
service charge waived for people who are full-time students with proof
of full-time student status. A parent or guardian must sign on the account
with students under age 18.
Top ^
Interest Checking
Interest checking is designed for people who want unlimited check writing
flexibility at a low cost. This account offers a competitive interest
rate. The minimum opening deposit is $500.00.
- Free Debit Card
- Free Check Imaging
- Free 24-hour bank-by-phone service
- Unlimited ATM transactions on HCB ATM machines
- Unlimited debit card transactions
- No annual fee VISA/Mastercard, subject to approval
Fees: Monthly service charge of $8.00 waived by: $500.00 minimum daily balance in Interest Checking.
Top ^
Homeland Gold Checking
Senior checking is the Traditional Checking Account with the monthly service
charge waived and free Homeland Gold checks for people who are 55 years
and older.
Top ^
Homeland Community Club
Homeland Community Club account is designed for people who want unlimited
check writing plus attractive advantages at one low monthly service charge.
This account does not earn interest. The minimum opening deposit is $100.00.
- No minimum balance required
- Free Homeland Community Club checks
- Free Debit Card
- Free check imaging
- Free 24-hour bank-by-phone service
- Unlimited ATM transactions on HCB ATM machines
- Unlimited debit card transactions
- No annual fee VISA/Mastercard, subject to credit approval
- Free cashier’s checks
- Free traveler’s checks
- Free notary service
- Accidental death & dismemberment insurance
- Hotel and Car Rental Discounts
- Emergency towing reimbursement
- Credit Card registration
- Vacation message monitor
- Vacation planning assistance
Fees: $8.00 per month
Top ^
Business Checking Accounts
Small
Business Checking
The Small Business Checking Account is designed to meet the basic checking
need of sole proprietorships, partnerships, non-profit organizations and
small corporations. The criteria set for this account provides business
owners and managers control of their monthly service charges. This account
does not earn interest. The minimum opening deposit is $500.00.
- Free check imaging
- Free 24-hour bank-by-phone service
Fees: Monthly service charge of $6.00 waived by: $500.00 minimum daily balance in account.
Top ^
Business
Interest Checking
The Business Interest Checking Account is available only to sole proprietorships,
certain non-profit organizations and trusts, and government agencies.
Federal regulations prohibit offering interest checking to for-profit
partnerships, corporations, and professional associations. The minimum
opening deposit is $500.00.
- Free check imaging
- Free 24-hour bank-by-phone service
Fees: Monthly service charge of $8.00 waived by: $500.00 minimum daily balance in account.
Top ^
Commercial Checking
The Commercial Checking Account is for larger businesses to maximize their
total banking relationship.
- Free check imaging
Fees: Monthly service charge of $9.00 waived by: Minimum daily balance of $1,000.00 for statement period.
Top ^
Check Imaging
Homeland Community Bank simplifies your bank reconciliation by providing
you an organized bank statement with images of your checks and deposits,
along with a three-ring Image Notebook for convenient filing of your statements
and check images.
Top ^
 Member FDIC |
Privacy Statement
+ Terms of Use Banking Services + Online Banking + Other Services + Loans & Mortgage + Investments About Us + Hours & Locations + Calculators |
 Equal Housing Lender |