Certificates of Deposit
Homeland Community Bank offers a range of Certificates of Deposit to meet your financial needs. With a minimum deposit of $500.00, you may select a term from 3 to 60 months. Interest is compounded and paid annually for terms of one year or more. Interest can be paid monthly, quarterly, annually or at maturity.

Individual Retirement Accounts
Individual Retirement Accounts are available in order for individuals to take advantage of tax-deferred or tax-free earnings depending on the plan type. A minimum opening deposit of $500.00 is required for fixed rate Individual Retirement Accounts with a term from 3 to 60 months. A minimum opening deposit of $100.00 is required for the 18 month variable rate Individual Retirement Account. For additional information, contact one of our IRA Specialists.

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