Homeland Community Bank offers a choice of Certificates of Deposit to meet your individual and business needs.


  • $500 minimum deposit to open
  • Terms from 3 months to 60 months
  • Interest will compounded at maturity for a 3 month or 6 month Certificate of Deposit and annually for a 12 month or over Certificate of Deposit
  • Penalty may be imposed for early withdrawals on certificates

Free Certificate of Deposit Services

Individual Retirement Accounts

Individual Retirement Accounts are available in order for individuals to take advantage of tax-deferred or tax-free earnings depending on the plan type. A minimum opening deposit of $500.00 is required for fixed rate Individual Retirement Accounts with a term from 3 months to 60 months. A minimum opening deposit of $100.00 is required for the 18 month variable rate Individual Retirement Account. For your individual tax needs, we recommend consulting a Tax Adviser. For additional information, contact one of our IRA Specialists.
female student writing on a notebook

It couldn't be easier.

Open a Student Checking account and enjoy the free benefits included!

Student Checking