Homeland Community Bank offers a choice of Certificates of Deposit to meet your individual and business needs.
- $500 minimum deposit to open
- Terms from 3 months to 60 months
- Interest compounded and paid annually for terms one year or more
- Interest paid monthly, quarterly, annually or at maturity
- Penalty may be imposed for early withdrawals on certificates
Free Certificate of Deposit Services
Individual Retirement Accounts
Individual Retirement Accounts are available in order for individuals to take advantage of tax-deferred or tax-free earnings depending on the plan type. A minimum opening deposit of $500.00 is required for fixed rate Individual Retirement Accounts with a term from 3 months to 60 months. A minimum opening deposit of $100.00 is required for the 18 month variable rate Individual Retirement Account. For your individual tax needs, we recommend consulting a Tax Adviser. For additional information, contact one of our IRA Specialists.