Homeland Community Bank offers a choice of Certificates of Deposit to meet your individual and business needs.


  • $500 minimum deposit to open
  • Terms from 91 days to 60 months
  • Interest compounded and paid annually for terms one or more years
  • Interest paid monthly, quarterly, annually or at maturity

Free Certificate of Deposit Services

Individual Retirement Accounts

Individual Retirement Accounts are available in order for individuals to take advantage of tax-deferred or tax-free earnings depending on the plan type. A minimum opening deposit of $500.00 is required for fixed rate Individual Retirement Accounts with a term from 91 days to 60 months. A minimum opening deposit of $100.00 is required for the 18 month variable rate Individual Retirement Account. For your individual tax needs we recommend consulting a Tax Adviser. For additional information, contact one of our IRA Specialists.
female student writing on a notebook

It couldn't be easier.

Open a Student Checking account and enjoy the free benefits included!

Student Checking