Regular Savings

Savings designed for you to set aside money for your needs and wants, while increasing your balance in the form of competitive interest.
 
Rate Information - Your interest rate and annual percentage yield may change. 
Frequency of rate changes - We may change the interest rate on your account at any time.
Determination of rate - At our discretion, we may change the interest rate on your account.

Features:
  • $25 minimum deposit to open
  • Nine free withdrawals per quarter, $1.00 per withdrawal over nine
  • ATM Card
  • Interest paid quarterly
  • Quarterly maintenance fee of $3.00 waived by $25 minimum daily balance
  • Closing account within 90 days of opening, $10.00 fee
  • A $3.00 dormant fee will be assessed quarterly on any dormant account under $50
  • Fees may reduce earnings on this account
Interest Tiers:
  • $0 - $999
  • $1,000 - $9,999
  • $10,000 - $24,999
  • $25,000 +

Free Regular Savings Account Services:


Children’s Savings

Savings designed to assist children and young adults in their efforts to save for the future
 
Rate Information - Your interest rate and annual percentage yield may change. 
Frequency of rate changes - We may change the interest rate on your account at any time.
Determination of rate - At our discretion, we may change the interest rate on your account.
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Features:
  • No minimum balance required until age 18
  • Nine free withdrawals per quarter, $1.00 per withdrawal over nine
  • Interest paid quarterly
  • After age 18, account will convert to a Regular Savings account
  • Closing account within 90 days of opening, $10.00 fee
  • A $3.00 dormant fee will be assessed quarterly on any dormant account under $50
  • Fees may reduce earnings on this account

Free Children's Savings Account Services:

Christmas Club Savings Account

Savings designed for you to reserve extra cash for Christmas.

Rate Information - Your interest rate and annual percentage yield may change. 
Frequency of rate changes - We may change the interest rate on your account at any time.
Determination of rate - At our discretion, we may change the interest rate on your account.

Features:
  • $10 minimum deposit to open
  •  $3.00 per withdrawal
  • Deposit deadline and interest is paid the 3rd Friday of October 
  • Closing account within 90 days of opening, $10.00 fee
  • Fees may reduce earnings on this account
  • A $3.00 dormant fee will be assessed quarterly on any dormant account under $50
  • Fees may reduce earnings on this account

Free Christmas Club Account Services

Money Market Savings

Money Market designed for you to earn competitive interest rates on savings and have immediate access to your money.

Rate Information - Your interest rate and annual percentage yield may change. 
Frequency of rate changes - We may change the interest rate on your account at any time.
Determination of rate - At our discretion, we may change the interest rate on your account.
 
Features:
  • $1,000 minimum deposit to open
  • Maintenance fee of $10.00 per month waived by $1,000 minimum daily balance
  • Limit of six checks or pre-authorized withdrawals are permitted per statement period
  • $5.00 fee per withdrawal in excess of six per statement period
  • Interest paid monthly
  • Unlimited withdrawals if done in person or Homeland Community Bank ATM machines
  • A $3.00 dormant fee will be assessed quarterly on any dormant account under $50
  • Fees may reduce earnings on this account
Interest Tiers:
  • $0 - $999
  • $1,000 - $9,999
  • $10,000 - $24,999
  • $25,000 - $49,999
  • $50,000 - $74,999
  • $75,000 +

Free Money Market Account Services



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