Regular Savings

Savings designed for you to set aside money for your needs and wants, while increasing your balance in the form of competitive interest.

Features:
  • $25 minimum deposit to open
  • Limit of six withdrawals per month not in person
  • Nine free withdrawals per quarter, $1.00 per withdrawal over nine
  • ATM transactions on Homeland Community Bank ATM machines
  • Interest paid quarterly
  • Quarterly maintenance fee of $3.00 waived by $25 minimum daily balance
  • Closing account within 90 days of opening, $10.00 fee
Interest Tiers:
  • $0 - $999
  • $1,000 - $9,999
  • $10,000 - $24,999
  • $25,000 +

Free Regular Savings Account Services:


Children’s Savings

Savings designed to assist children and young adults in their efforts to save for the future.

Features:
  • $10 minimum deposit to open
  • Limit of six withdrawals per month not in person
  • No minimum balance required until age 18
  • Nine free withdrawals per quarter, $1.00 per withdrawal over nine
  • Interest paid quarterly
  • After age 18, account will convert to a Regular Savings account
  • Closing account within 90 days of opening, $10.00 fee

Free Children's Savings Account Services:

Christmas Club Savings Account

Savings designed for you to reserve extra cash for Christmas.

Features:
  • $10 minimum deposit to open
  • Limit of six withdrawals per month not in person, $3.00 per withdrawal
  • Deposit deadline and interest is paid the 3rd Friday of October with checks mailed within 5 days
  • Closing account within 90 days of opening, $10.00 fee
  • Closing your account before interest is credited will result in no interest paid

Free Christmas Club Account Services

Money Market Savings

Money Market designed for you to earn competitive interest rates on savings and have immediate access to your money.

Features:
  • $1,000 minimum deposit to open
  • Six checks or pre-authorized withdrawals are permitted per statement period
  • $5.00 fee per withdrawal in excess of six per statement period
  • Interest paid monthly
  • Unlimited withdrawals if done in person or Homeland Community Bank ATM machines
  • Maintenance fee of $10.00 per month waived by $1,000 minimum daily balance
Interest Tiers:
  • $0 - $999
  • $1,000 - $9,999
  • $10,000 - $24,999
  • $25,000 - $49,999
  • $50,000 - $74,999
  • $75,000 +

Free Money Market Account Services


Note: Under federal regulation, transfers from a Money Market account to another account or to third parties by pre-authorized, automatic or telephone transfer are limited to six per month. If this limitation is exceeded on a regular basis, we are required to convert your account to another account that permits unlimited check-writing privileges. We will determine the number of third-party checks for your statement period based on the posted date of those items.

image of family on a beach vacation

Take Homeland Community Bank wherever you go.

Sign up for Mobile Banking today!

Mobile Banking