Regular Savings

Savings designed for you to set aside money for your needs and wants, while increasing your balance in the form of competitive interest.

Features:
  • $25 minimum deposit to open
  • Limit of six withdrawals per month not in person
  • Nine free withdrawals per quarter, $1.00 per withdrawal over nine
  • ATM transactions on Homeland Community Bank ATM machines
  • Interest paid quarterly
  • Quarterly maintenance fee of $3.00 waived by $25 minimum daily balance
  • Closing account within 90 days of opening, $10.00 fee
  • Effective January 1, 2019...Notice of change for Dormant Accounts - A $3.00 Dormant Fee will be assessed quarterly on any dormant account under $50.
Interest Tiers:
  • $0 - $999
  • $1,000 - $9,999
  • $10,000 - $24,999
  • $25,000 +

Free Regular Savings Account Services:


Children’s Savings

Savings designed to assist children and young adults in their efforts to save for the future.

Features:
  • $10 minimum deposit to open
  • Limit of six withdrawals per month not in person
  • No minimum balance required until age 18
  • Nine free withdrawals per quarter, $1.00 per withdrawal over nine
  • Interest paid quarterly
  • After age 18, account will convert to a Regular Savings account
  • Closing account within 90 days of opening, $10.00 fee
  • Effective January 1, 2019...Notice of Change for Dormant Accounts - A $3.00 Dormant Fee will be assessed quarterly on any dormant account under $50.

Free Children's Savings Account Services:

Christmas Club Savings Account

Savings designed for you to reserve extra cash for Christmas.

Features:
  • $10 minimum deposit to open
  • Limit of six withdrawals per month not in person, $3.00 per withdrawal
  • Deposit deadline and interest is paid the 3rd Friday of October with checks mailed within 5 days
  • Closing account within 90 days of opening, $10.00 fee
  • Closing your account before interest is credited will result in no interest paid
  • Effective January 1,  2019...Notice of Change for Dormant Accounts - A $3.00 Dormant Fee will be assessed quarterly on any dormant account under $50.

Free Christmas Club Account Services

Money Market Savings

Money Market designed for you to earn competitive interest rates on savings and have immediate access to your money.

Features:
  • $1,000 minimum deposit to open
  • Six checks or pre-authorized withdrawals are permitted per statement period
  • $5.00 fee per withdrawal in excess of six per statement period
  • Interest paid monthly
  • Unlimited withdrawals if done in person or Homeland Community Bank ATM machines
  • Maintenance fee of $10.00 per month waived by $1,000 minimum daily balance
  • Effective January 1, 2019...Notice of Change for Dormant Accounts - A $3.00 Dormant Fee will be assessed quarterly on any dormant account under $50.
Interest Tiers:
  • $0 - $999
  • $1,000 - $9,999
  • $10,000 - $24,999
  • $25,000 - $49,999
  • $50,000 - $74,999
  • $75,000 +

Free Money Market Account Services


Note: Under federal regulation, transfers from a Money Market account to another account or to third parties by pre-authorized, automatic or telephone transfer are limited to six per month. If this limitation is exceeded on a regular basis, we are required to convert your account to another account that permits unlimited check-writing privileges. We will determine the number of third-party checks for your statement period based on the posted date of those items.

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