Deposit Rates

As of 04/13/2021



RATE APY*
6 Month CD
Minimum Opening Deposit $500.00
.30%
.30%

12 Month CD**
Minimum Opening Deposit $500.00
.35%
.35%

18 Month CD
Minimum Opening Deposit $500.00
.40%
.40%

24 Month CD
Minimum Opening Deposit $500.00
.50%
.50%

36 Month CD
Minimum Opening Deposit $500.00
.60%
.60%

48 Month CD
Minimum Opening Deposit $500.00
.75%
.75%

60 Month CD
Minimum Opening  Deposit $500.00
.85%
.85%

Regular Savings***

Minimum Opening Deposit $25.00
 
$000 - $24,999
$25,000 +
 
 
 
.25%
.30%

 
 
.25%
.30%
A quarterly maintenance fee of $3 will be imposed every statement cycle if the account falls below $25 any day of the cycle.**** 
MMDA Personal***

Minimum Opening
Deposit $1,000.00
 
$000 - $49,999
$50,000-$75,000+

 
.25%
.30%

 
.25%
.30%
A monthly maintenance fee of $10 will be imposed every statement cycle if the balance in the account falls below $1000 any day of the cycle.****
A penalty will be imposed for early withdrawals on certificates. Contact an employee at 931-507-1422 for further information about applicable fees and terms.
FDIC INSURED
*     Annual Percentage Yield
**   One-Time Step-Up
***  Interest Rate Applies to Entire Balance - Your Interest Rate & APY may change.  We may change the Interest Rate on your account at any time.
**** Maintenance Fees can reduce the earnings on the account.

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