Deposit Rates

As of 12/12/2022



RATE APY*
6 Month CD
Minimum Opening Deposit $500.00
1.50%
1.50%

12 Month CD**
Minimum Opening Deposit $500.00
2.00%
2.00%

18 Month CD
(Special)
Minimum Opening Deposit $500.00
4.00%
4.00%

24 Month CD
Minimum Opening Deposit $500.00
2.35%
2.35%

36 Month CD
Minimum Opening Deposit $500.00
2.40%
2.40%

48 Month CD
Minimum Opening Deposit $500.00
2.45%
2.45%

60 Month CD
Minimum Opening  Deposit $500.00
2.50%
2.50%

Regular Savings***

Minimum Opening Deposit $25.00

$000 - $24,999
$25,000 +
 
 
 
.50%
.55%

 
 
.50%
.55%
A quarterly maintenance fee of $3 will be imposed every statement cycle if the account falls below $25 any day of the cycle.**** 
MMDA Personal***

Minimum Opening
Deposit $1,000.00

$000 - $49,999
$50,000-$74,999+


.50%
.50%

 
.50%
.50%
A monthly maintenance fee of $10 will be imposed every statement cycle if the balance in the account falls below $1000 any day of the cycle.****
A penalty will be imposed for early withdrawals on certificates. Contact an employee at 931-507-1422 for further information about applicable fees and terms.
FDIC INSURED
*     Annual Percentage Yield
**   One-Time Step-Up
***  Interest Rate Applies to Entire Balance - Your Interest Rate & APY may change.  We may change the Interest Rate on your account at any time.
**** Maintenance Fees can reduce the earnings on the account.

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