Deposit Rates
As of 01/02/2024
| RATE | APY* | |||
|---|---|---|---|---|
|
6 Month CD
|
Minimum Opening Deposit $500.00
|
1.50% |
1.50% |
|
|
12 Month CD**
|
Minimum Opening Deposit $500.00
|
2.00% |
2.00% |
|
|
18 Month CD
(Special)
|
Minimum Opening Deposit $500.00
|
4.00% |
4.00% |
|
|
24 Month CD
|
Minimum Opening Deposit $500.00
|
2.35% |
2.35% |
|
|
36 Month CD
|
Minimum Opening Deposit $500.00
|
2.40% |
2.40% |
|
|
48 Month CD
|
Minimum Opening Deposit $500.00
|
2.45% |
2.45% |
|
|
60 Month CD
|
Minimum Opening Deposit $500.00
|
2.50% |
2.50% |
|
|
Regular Savings***
|
Minimum Opening Deposit $25.00
$000 - $24,999
$25,000 +
|
.50%
.55%
|
.50%
.55%
|
A quarterly maintenance fee of $3 will be imposed every statement cycle if the account falls below $25 any day of the cycle.**** |
|
MMDA Personal***
|
Minimum Opening
Deposit $1,000.00
$000 - $49,999
$50,000-$74,999+
|
.50%.50% |
.50%.50% |
A monthly maintenance fee of $10 will be imposed every statement cycle if the balance in the account falls below $1000 any day of the cycle.**** |
A penalty will be imposed for early withdrawals on certificates. Contact an employee at 931-507-1422 for further information about applicable fees and terms.
FDIC INSURED
* Annual Percentage Yield
** One-Time Step-Up
*** Interest Rate Applies to Entire Balance - Your Interest Rate & APY may change. We may change the Interest Rate on your account at any time.
**** Maintenance Fees can reduce the earnings on the account.
