Basic Checking

Checking designed for individuals who write few checks and prefer to do their banking transactions through our ATM or debit card. 

Features:
  • $25 minimum deposit to open
  • No minimum balance required
  • Unlimited Debit/ATM Card transactions
  • Maintenance fee of $3.00 per month
  • Maintenance fee of 50 cents per check over 10 per month
  • Effective January 1, 2019...Notice of Change for Dormant Accounts - A $3.00 Dormant Fee will be assessed quarterly on any dormant account under $50.  

Free HCB Checking Account Services


Traditional Checking

Checking designed for individuals who want unlimited check writing flexibility at a low cost. 

Features:
  • $100 minimum deposit to open
  • Maintenance fee of $6.00 per month waived by $100 minimum daily balance
  • Maintenance fee waived by Direct Deposit
  • Unlimited Debit/ATM Card transactions
  • Effective January 1, 2019...Notice of Change for Dormant Accounts - A $3.00 Dormant Fee will be assessed quarterly on any dormant account under $50.


Student Checking

Checking designed for full-time students who provide proof of student status. 

Features:
  • No monthly maintenance fee
  • Parent or guardian must sign on account with student under age 18
  • Unlimited Debit/ATM Card transactions
  • Effective January 1, 2019...Notice of Change for Dormant Accounts - A $3.00 Dormant Fee will be assessed quarterly on any dormant account under $50.


Interest Checking

Checking designed for individuals who want unlimited check writing and a competitive interest rate. 

Features:
  • $500 minimum deposit to open
  • Maintenance fee $8.00 per month waived by $500 minimum daily balance
  • Unlimited Debit/ATM Card transactions
  • Effective January 1, 2019...Notice of Change for Dormant Accounts - A $3.00 Dormant Fee will be assessed quarterly on any dormant account under $50.

Homeland Gold Checking

Checking comparable to the Traditional Account designed for individuals’ age 55 years and older.

Features:
  • $100 minimum deposit to open
  • No monthly maintenance fee
  • Free checks for people age 55 years and older
  • Unlimited Debit/ATM Card transactions
  • Effective January 1, 2019...Notice of Change for Dormant Accounts - A $3.00 Dormant Fee will be assessed quarterly on any dormant account under $50.


Homeland Community Club

Checking designed for individuals who want unlimited check writing plus attractive advantages at one low monthly maintenance fee.

Features:
  • $100 minimum deposit to open
  • Maintenance fee of $8 per month
  • Free Homeland Community Club checks
  • Unlimited Debit/ATM Card transactions
  • Free cashier’s checks
  • Free traveler’s checks
  • Free notary service
  • Accidental death & dismemberment insurance*
  • Hotel and car rental discounts
  • Emergency towing reimbursement
  • Credit Card Registration
  • Vacation message monitor
  • Vacation planning assistance
  • Effective January 1, 2019...Notice of Change of Dormant Accounts - A $3.00 dormant fee will be assessed quarterly on any dormant account under $50.

*The website references the following benefit requiring additional disclosure since the insurance is not FDIC insured, not a deposit obligation of the Bank, etc.

Free HCB Checking Account Services


Homeland Heroes Checking

Checking designed for individuals who are active and former military members, law enforcement officers, fireman and first responders who are eligible and want unlimited check writing.

Features:

  • $100 minimum deposit to open
  • No monthly maintenance fee
  • Earn 10 basis points higher than posted rates on a 12 month or longer CD
  • 50% discount on annual safe deposit box rental
  • Unlimited Debit/ATM Card transactions 
  • Effective January 1, 2019...Notice of Change of Dormant Accounts - A $3.00 dormant fee will be assessed quarterly on any dormant account under $50.

Free HCB Checking Account Services

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